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by amarant 45 days ago
Sounds like pix is very similar to the Swedish swish. Phone numbers are used for identity, payments are instant, businesses often have qr codes with their identity etc..

It's like WhatsApp but with money!
1 comments
throwaway473825 45 days ago
The Swish system is private, which means that the fees are as high as the market can bear. In many cases cards are cheaper.

If the e-krona happens, that would be a better comparison.

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cess11 45 days ago
As is the dominant e-ID platform, because our politicians are fond of bank cartels.

It kind of works and Swish does too, unless they're down which happens every now and then, but there is room for improvement that would be easier realised as a public sector endeavour.

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amarant 45 days ago
Free for individuals, and costs 3 euro per month for companies +0.1 euro per transaction (only for companies)

What cards are you taking about that are cheaper than that?

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