[swiftcoder]

> Sure, that isn’t upper middle class money in San Francisco or NYC, but it was surely obvious nobody was saying it was in this context lol

The article is written by the COO of a NYC-based wealth management firm, so it very explicitly is the context.

> Nobody said anybody is taking a limo

"limo" in this context is a shorthand for whatever form of 3rd-party individual transport you choose. Taxis, uber black, or the nanny dropping the kids off at school all work out much the same (albeit the old-money NYC folks are absolutely still rolling with their private drivers)