Household incomes exceed $100,000 (equivalent to $164,849 in 2025).[5] Professions for this class may include: judges, senior military officers, financial planners, engineers, professors, architects, airline pilots, and businessmen.
How do they pickup their kids towards the end of the workday?
Commute times are a real factor in deciding where to live, and which schools to pick. In the Bay Area, the only real solution is living closer to work, which requires over bidding & selecting private schools if they picked the wrong area.
Why are you using the metropolis with the highest cost of living in the US as some kind of benchmark? SF is an extreme outlier. Why do you keep mentioning it?
Almost everybody who is upper middle class in the US doesn’t live in San Fransisco, so find a better comparator.
Sure, now map that income to transit usage in any major American city that actually has public transit.
Also $160k household can be very different in terms of childcare costs depending on how many people in that household are working, and is an actual problem for double income families with young kids in HCOL areas.
https://en.wikipedia.org/wiki/Upper_middle_class_in_the_Unit...