[Chaosvex]

The government heavily subsidises it. It's not a government scheme but it walks and talks like one.

[KaiserPro]

its £77 a week. so its not going to buy you a top end car, you'll need to top up. if you want something "decent"

[Chaosvex]

I'm not talking about that. The government waives multiple taxes for the scheme. Off the top of my head, no VAT on the car purchases, no luxury tax on vehicles worth £40k+, no insurance tax, no VED (road tax).

The scheme has cost billions in lost revenue and it's the only reason it can exist. The exact accounting is up for debate because it's complex but nonetheless.

[youngtaff]

There are / were no £40k+ cars available on Motability

Can't find it now but there's a breakdown of the cars supplied somewhere and even when small BMWs etc were available very few people chose them - most people chose smaller average cars

Motability also plays a huge role in priming the used car market in the UK - without them there would be less choice and cars would be more expensive

[Chaosvex]

> There are / were no £40k+ cars available on Motability

This is categorically false.

> Motability also plays a huge role in priming the used car market in the UK

You could also argue that it's distorting the market. Having billions worth of subsidies supporting a market isn't necessarily good.

[youngtaff]

What 40k cars were available on Motability?

[KaiserPro]

> no VAT on the car purchases

You can't buy the car, and your limited on miles to 10k, and VAT is now payable, along with insurnace tax. plus you can't lease a landrover.

but like I just don't get it. its not like you have a choice to be on PIP. its fucking humiliating to get on PIP, and keep on it.

[Chaosvex]

Yeah, Motability buy the cars. Stop trying to come up with gotchas.

[KaiserPro]

its a lease, I just don't know what to tell you

[Chaosvex]

Yes, subsidised by the government. That's all.