[myotherthings]

Ah thanks for that TOS fix.

The feedback about the "hidden cost" is great. I've heard that a lot. I definitely need to communicate somehow that we attempt to up-sell merchants with premium services and use the chargeback essentially as a lead to talk to them.

Yup, Australian :) Although the site does localise to the US and UK as well.

There will be a short delay before the merchant notification emails come out. We put them through a degree of manual approval and due to load from HN traffic it may take some time for them to be fully processed.