[smsm42]

Yes, this definitely needs some clear explanations. Without it, a suspicion raises that it is some kind of scheme to abuse chargebacks at the cost of merchants, and I as a consumer would not want to be a part of it - it would only lead to me paying higher prices.

However, if it is an attempt to reduce high costs of chargebacks that the banks usually create - this is a most welcome development that has potential to make this market more sane, which is great.