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by lxgr 48 days ago
Wow, c) never occured to me but makes total sense.

b) can probably explain this happening for EU merchants, but I've also seen this in Japan and Central America, and I think even before PSD2 in the EU.

That's what I love about the payments space: While you're absorbed in your own game of checkers, you never know if your opponent is actually playing 1d or 10d chess :)