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by dnnddidiej 45 days ago
Thats more of a forecasting thing than frugality.
1 comments

No that can be a frugality mindset of not wanting to pay the refinancing closing costs (which can be 5 figures) .. I've seen family make similar sorts of short term savings vs long term savings trade-offs.
It can, but the OC mentioned not refinancing because they thought they'd sell soon, which would mean they wouldn't get the long-term savings.