[Maxatar]

I'm not trying to prove anything. I am pointing out that your claim about the cause of many/most lower and middle class people's bankruptcy is false.

[mothballed]

I did not make that claim. I made the following:

  Bankruptcy won't even discharge the kind of debt many/most of the lower-middle class fall broke upon. 

The whole point was that bankruptcy wasn't a remedy discharging these forms of going broke. It's unsurprising the bankruptcy data leans towards a 'cause' that will actually discharge their debt, otherwise the incentive for a broke person to file bankruptcy is lowered.

[Maxatar]

Most of the lower-middle class do not fall broke upon the things you listed.

[stvltvs]

Looks like there's equivocation about "bankrupt" and "broke". To me you can be broke without going through the legal bankruptcy process.

[AshleyGrant]

They never made that claim.

[Maxatar]

This claim is false:

>Bankruptcy won't even discharge the kind of debt many/most of the lower-middle class fall broke upon.

Most of the lower-middle class do not go broke upon the listed criteria.

[mothballed]

Average medical debt per person in 2020 was $430 per [0].

By comparison, in year 2006, there was 2.55B$ in arrears in my state of Arizona when it had ~5.5 million people, or an average of $463 per person. Not even adjusted for inflation. [1]

If you set the bar at medical debt, which you seem to have, it seems to have passed it on child support alone. And that is with a quite uncharitable handicap against me, as I'm comparing the 2006 child arrears numbers I found against 2020 dollars of medical debt.

[0]https://pmc.ncbi.nlm.nih.gov/articles/PMC8293024/

[1]https://www.opnff.net/Files/Admin/Assessing%20Child%20Suppor...