[java-man]

HSBC did that. I could never understand that - the exact phrase was in the movie!

[NitpickLawyer]

Someone probably did it for an internal demo, as a joke. Then people pushed it upwards, until someone clueless approved it.

[deltoidmaximus]

Fidelity seemed to sign you up for this when you called them on the phone almost automatically. Ridiculous since it was defeated easily in a hacker movie from the 1990s using a tape recorder.

[brewdad]

Much cleaner than keeping a finger on you to bypass the print reader.