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by SoftTalker 55 days ago
They already do this. KYC, and similar laws. You can't open a bank account in 2026 (at least in the USA) without ID. You can't get credit, open an investment account, buy a house, vote, or be employed without an ID.

A proper digital ID would eliminate a lot of problems we now have with identity theft, having to obsessively protect names, dates of birth, SSNs in our databases (these things were not considered secrets in the pre-internet era).

Yes, we need to be vigilant about freedoms and privacy. But the idea of a government-issued ID that "proves" who you are is not new and I struggle to think of any way identity can be "proven" without a central issuing authority.

1 comments

A proper digital ID would certainly make things more difficult for thieves, but if someone actually did manage to clone your ID you'd be in a world of hurt, since businesses would start to trust that ID to a greater extent than they trust anything online now.
But governments would be obliged to ensure that wouldn't happen and fix it if it did. We trust them to do the same for passports etc and it works fairly well.
There's quite a bit less incentive to clone a passport, though. A guy in Pakistan can't clone my passport and use it to clean out my bank account.