[intended]

What is this comment? Yes, society curtails behaviors?

We wear helmets and seatbelts?

Insurance is entirely about paying a small amount so that the costs of being on the wrong side of bad luck doesn’t pauper your citizenry. A single payer system wildly reduces the amount that has to be paid, while increasing service outcomes since now you can negotiate with drug companies.

I would happily pay for that kind of system as well, because I am happy to ensure that the rest of the nation is better off.

[tt24]

Close! Insurance is a transaction I consent to engaging in, but a single payer system is not that.

[intended]

But… wait… what? Based on you what you say… why do you put money into an insurance system? It sounds like you want to make the most rational choice, but you are working off of a model of insurance that doesn’t make sense.

The maximally effective version, with the least cost, and greatest coverage is one that distributes costs across the largest pool of individuals. Which is a single payer system.

[tt24]

I put money into an insurance system to diffuse risk away from myself.

> The maximally effective version, with the least cost, and greatest coverage

It would be even more effective to just enslave a bunch of people and force them to pay for my healthcare, but I don’t advocate for that because it’s immoral and unfair.