[mancerayder]

You are already paying for other people's healthcare costs, whether it's private or public!

If you pay for home insurance (you kind of have to unless you own your home outright or are renting), you're paying for other people's fire or water damage. And one day they might pay for yours.

If there's a lot of fires or water damage, everyone's costs go up.

[bitshiftfaced]

It's not a perfect analogy because of factors that affect individual policies, such as the replacement cost of the home, moving next to a fireworks store, moving into a flood zone, etc. You pay more when your home is more at risk.

[tt24]

That’s a consensual transaction that I choose to engage in. Doesn’t apply to single payer or the NHS

[saalweachter]

If you are housed, you are almost certainly paying for home insurance, even if you rent.

[tt24]

1. Many landlords don’t require tenant’s insurance. 2. If you choose to get a mortgage you have to pay for homeowner’s insurance yes. You have the option to not get a mortgage if you prefer.

Notice how in both of the above, there is no third party forcing me to pay for anybody’s bad choices.

[saalweachter]

Your landlord has insurance on the property.

You are paying for it with your rent, just like you're paying property taxes.

[tt24]

He’s welcome to pay for home insurance if he likes. That doesn’t mean I’m forced to pay for it. It’s like saying that I’m forced to pay for other people’s education because the Starbucks provides it as a benefit. Not really lol