[jjav]

> You don't own a home until you've paid it off.

That's not quite true. If you want to think that way, then you'd never own it because you'll always pay property taxes so the paying never stops.

But as soon as you buy a home it is your asset. Yes, you have a debt against it. But you are the owner. Go look up the owner in the county records and it is you.

[Jcowell]

We both know the pay off in this instance is referring to mortgages