[SmirkingRevenge]

The interest is fixed in a typical mortgage, so just as long as you reliably pay the mortgage payments, you will own the home eventually when the term is complete.

Owners only really get screwed if their home value goes down and they need to sell for some reason.

Prices are usually going up (at least on a long enough time frame), so most owners make out pretty well when selling even with little home equity.

[api]

Sure, I know that, but even a small down payment on crazy home prices is insane let alone the monthly payment.

I suspect these stats are nationwide. There are places you can still actually buy a home without an exit event. Maybe genZ has wised up and is avoiding high cost of living traps and that’s how.