How are you paying $120/year for the Photography bundle? It's been $20/mo for at least a year now, I think. $30/mo if you're going truly month-to-month.
You can call/chat to them and get a discounted annual plan. Also, there's usually a 50% off black friday deal you can buy on Amazon. Seems weird to buy a subscription discount on Amazon, but you can and it emails you a code that you can use. So I have the 1TB Lightroom Cloud sub for £60/year. Complete bargain.