[spin]

I have to agree with this. There's time and there's money. After graduating from college, I've taken a lot of time to re-learn math slowly. I've also studied a lot of neuroscience and machine learning on my own time. I also quit computers and taught English for two years and moved to a foreign country and spent some time working on my people skills. (Sadly, I'm back to computers now, with a "normal" job...)

For me, I'm happy that I invested my time into myself, rather than investing money into some mutual funds or something. Very happy.

YMMV.