[computably]

> Woe betide our 401(k)s when it happens, though.

The stock market crashes once in a while. Shit happens. The long-term outlook is unlikely to change nearly as much, unless you think there will be systemic macroeconomic changes.

[dnw]

Long-term relative to lifespan of the 401K holder. Outcome changes a lot for those who are ready to retire.