[tmottabr]

Are you aware that fake passports exist right?

Those people are not going into the bank with photocopies of passports, they are creating fake passports for that, all they need from the photocopy is the number to put in the fake one.

And in many countries this days you can create a bank accounts using the bank app and all they ask for is a photo of your ID/Passport, now you dont even have to create a good fake for that.