[porridgeraisin]

Funerals are huge in india too. It runs for 13 days in some communities. To be clear, the actual cremation happens immediately, but the funeral ceremonies continue for 13 days after that.

Most of the expenses are days of one-meal-a-day for guests, and the general extra expenses of having a lot of relatives over at your house. The ceremonies themselves are fairly cheap - it's mostly prayers.

However there is no insurance and so on, since the aforementioned expenses scale with usual QoL.