| Not sure where you are, but this chart[0] should be enlightening WRT to current and future prospects. The bottom line is that if you can get through that last semester and graduate, your weekly earnings potential increases more than 50%. And according the the US Social Security Administration[1]: Men with bachelor's degrees earn approximately $900,000 more in median
lifetime earnings than high school graduates. Women with bachelor's degrees
earn $630,000 more. Men with graduate degrees earn $1.5 million more in
median lifetime earnings than high school graduates. Women with graduate
degrees earn $1.1 million more.
What's more, you mention debt that will need to be repaid if you don't complete your degree "on time."You need to do what's best for you and your family. And while a semester (4-6 months?) may be difficult, the upside of weathering that difficulty is significant in the medium to long term. Not to mention the additional short term liabilities you'd take on. Perhaps a part time job as a night-time security guard or other position which requires your presence but not too much mental effort -- allowing you to study while you're on the clock? Good luck. [0] https://www.bls.gov/careeroutlook/2025/data-on-display/educa... [1] https://www.ssa.gov/policy/docs/research-summaries/education... |