You are the true edge case of this test :) I got both as well, which I interpret as decent middle ground which is what I expected, for the record I’m neither.
Bro, even for an entire year that is less than a single ambulance ride in some parts of the US. Heck, you might pay $1000+ even with insurance coverage.
Even a family plan insurance can bankrupt you in the US if you get admitted to the wrong place. Most Europeans don't realize how crazy expensive even the most basic care and meds are in the US.