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by guard-of-terra 4964 days ago
This is a too narrow view. Africa leads with mobile phone banking (use your phone as a wallet and transfer funds and be able to cash out), Russia and CIS have viable cardless electronic money (you deposit money into electronic kiosks at shops and molls and then pay for goods and services via interwebs or from mobile), China has I guess everything we can imagine and more.
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Many in the US have lusted over NFC payments via cellphone, available in Japan.