[slg]

>Cash is also capital.

It's funny you say this and also this:

>You’re conflating income and savings.

You're doing the same thing.

The problem I was hitting on is that large portions of our population don't have any investments are therefore are being left further behind by this tradeoff of stocks in favor of cash. You can't just tell people not to leave their cash sitting around when they don't actually have any cash sitting around.