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by kleiba 66 days ago
No, I don't really use a lot of service that require 2FA and for the ones I have to (e.g. work), there's always been a workaround.

But this might not really have been a 2FA case - I mean, I was physically sitting in the bank.
1 comments
bradlys 66 days ago
It’s setting up 2FA.
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kleiba 66 days ago
What for? It was a mandatory step but my wife and I will manage the credit through an app on her phone. Minimally, I should have the option to waive it.
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bradlys 66 days ago
You’re both signing up and aren’t one singular entity. She might be the one actually using the app and whatever line of credit but you’re still signing up with the bank. They need a way to do 2FA for you and not just her. If you divorce, how are they going to do 2FA when you’re separated? If it was her phone number then she could imitate you and get more credit or do whatever.

Etc. etc.

Genuinely no idea why you’re not considering this.

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kleiba 66 days ago
I have genuinely no idea why I need a smartphone to get a line of credit, and that there is no alternative for people who don't have one.

Also, the thought that we as a married couple are not an entity is strange to me, but I guess that's the modern way of thinking, and I am old.

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stetrain 66 days ago
If it was an SMS verification code, you don't need a smartphone. You need the kind of cell phone that's been around for 20 years.
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