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by 01HNNWZ0MV43FF 79 days ago
The US sits in a strange incentive landscape.

Since the government and corporations aggressively spy on everyone, and since government programs are often incompetent or overfunded or underfunded or corrupted or evil, there is (justly) little faith in the government.

Cash works fine. It can't be censored easily, it can't be tracked easily. ATMs have it.

When I trust the phones, I'll use phone payments.