[wiether]

> Doing undeclared work

> No paperwork whatsoever

> in a position to physically harm you or do damage to your home if you refuse

So it's not "blue vs white collar jobs"; it's being a law abiding citizen or not.

I know a lot of people who matches what you're talking about, but they all have in common to have their own interpretation of the law. There's not a single thing they do by the books.

They're just "blue collar crooks".

Of course they can "win" if they cheat.

[gambiting]

I am yet to find any "blue collar worker" who would do this properly and actually give me an invoice or (god forbid) would take a bank transfer to a company account or maybe even a card payment. Literally every single person I have ever interacted with for fixing my house was like "mate it's cash only or the taxman is going to get me".

Recently I even needed my rims redone on my car, went to a big autoshop in my town, the owner came out with me to look at the car and went "mate it's going to be £500, cash only, you know how it is with the taxes. Or I can give you an invoice but it's going to be £600".

I literally turned around and left. Yes, they are crooks and fraudsters - but in my experience it's completely normalized. If you can get away with it, they will do it, and since everyone seems to be getting away with it, they do exactly that.

[tristor]

This is a bit surprising to me, but I've only ever rented in Europe. In the US, though, it's common to get discounted pricing for paying cash, usually 2-3% reduction in price as that's what they pay for card processing, otherwise anyone will take a card and everything is done with free estimates in writing up front, signed contracts, and payment due on completion. I can't imagine what you're describing in this thread happening in the US, that's a great way to get sued into oblivion as a tradesman.

[gambiting]

I literally just had my roof repaired recently, by a reputable(by all accounts) company, it was recommended to me, good reviews on checkatrader......not cheap work either, about £3000. I asked the guy if I can pay by bank transfer and if he can give me an invoice - he said yes and yes. The work was done really well, so I had no issues - until I had to pay, the bank transfer was fine, but turns out it was to his...partner's private account? And the invoice came from a completely different email and was just a word document with "Invoice" and "roof repair- £3000" - that's it. No address, no nothing.

I wish this was a singular occurance, but every trader I ever worked with behaves like this. They are all allergic to paying tax on the money they make.