[lantern]

This idea of payments plans/deferred payments seems very similar to how credit cards already operate. However, I could see this being viable if you offer low interest rates (I assume you'll have interest) and if your yearly membership fee is reasonable (I assume there is a fee).

Personally, I don't think I would use it. I prefer to spend within my means, and I have a credit card otherwise.

Good luck on your startup; it seems like this will be quite a large undertaking as you will be essentially acting as a credit company.

[kjrillie]

Thanks for comment... I hoping to do something similar to QVC and HSN'S easy pay... but your right it might be similar to a credit card which would be hard to implement so it might be better to start an online store on my own

[lantern]

Okay I think I see. So you're making a service like HSN's FlexPay, but this service will be available on any retail sites that opt-in to your service for payments. That sounds doable as long as you get retailers on board.

[kjrillie]

exactly...is the landing page not explaining this concept fully?