[strbean]

> everyone in the transaction wins

Nobody ever thinks of the poor banks!

[JumpCrisscross]

> Nobody ever thinks of the poor banks!

I thought about that. But a bank would rather lend in lots of high-confidence, low-duration deals than a small number of high-margin deals. The only people who lose when housing is built are incoment landowners. Because prices go down.

[lo_zamoyski]

Usury-as-a-Service.

[pclowes]

At scale banks only win as a facilitator of economic growth. As the adage goes they can only 3-6-3 if someone is making at least 7.

For the everyman banks not winning is catastrophic.

[thaumasiotes]

It's always been a service.