[darkwater]

> The trick is to not have a bank account in your name only, you have it joint with a child/spouse and they can't take your money.

Yes they can take 100% of your part of that bank account which amounts at total / # of owners.

[louiskottmann]

The trick is in the mud between what's yours and what's theirs. The induced doubt is lucrative.

[darkwater]

It's pretty clear. If you have your bank account with 2 owners, and with X on it, X/2 are yours and X/2 belong to the other owner, at any point in time. Case in point, if one of the owners deceases, you can withdraw X/2 at most. The other half is blocked until the inheritance paperwork is completed and that half has a new legal owner(s).