My boomer dad does more things on his phone than I do and I'm Gen X. It's actually astonishing how much he does on his iPhone. I'm dragging out the laptop and he's on his iPhone happy as a clam.
I've heard that GenX/Millenials are in a sort of PC goldilocks zone. People older than that cohort don't know computers and therefore use phones for everything, people younger don't know computers and also use phones for everything.
I think this is a great generalization, I'm not sure I would have bothered with a PC if I had a smartphone as a child/teenager, but I also have no regrets about the smartphone free era I grew up in.
This depends a lot on too many factors. I'm not of your target age group, but not only me but most of my friends are similarly technically minded. Many of us were rooting our phones back in school, even though it wasn't needed of course.
I'm a tech loving boomer, I always use my PC for banking, ordering, etc. My wife, however, almost always uses her cell, which is great for when we are traveling. Even though we're only five years apart in age, she's lite years ahead of me with a cell. I freely admit part of my reluctance for using my cell is the mobile tracking ability of companies.
Sorry, I should have noted. I haven't installed any apps from banks, FB, Amazon, ebay, credit card companies, reward programs or anything like that on my cell. Sure, there are apps in my cell that I basically can't uninstall that track. Just not one's I've installed myself.
I can understand FB and rewards programmes, but can I ask what level of privacy you believe you're achieving by logging into your bank on your laptop instead of your phone? Same for Amazon, eBay, credit cards.
You can choose to not allow location tracking on those apps if that's your concern.
<You can choose to not allow location tracking on those apps if that's your concern.>
That's true, but can we really trust those settings? As for my laptop, like my desktop, it stays home where if/when it's tracked, it shows I'm not on the move. The above apps you mentioned are not on my cell so I don't use it for those apps, ever. I realize by using those apps, only at home, I am giving up some of my privacy, I just don't give it up with my cell.
Surely every mobile app developer on the planet would quickly discover that those settings aren't what they say they are if that were the case. I think it's perfectly reasonable to trust them.
You can also use a VPN to mask the IP address of your devices, both phone and laptop, though it's a bit redundant at home if you have to give your home address anyway.