[Juliate]

I disagree. I do not care about the details of a ton of stuff. I do not even understand them.

On the other hand, I do care about people that are knowledgeable of these details, specialized, and trust to handle them for me for a fee.

That’s true of banking, realting, health, security, building, manufacturing of everything I use (or almost). That doesn’t prevent me from vaguely understanding the principles and some bits. And that saved me a ton of time and worry. But for the few times one agent does not work up to his promises.

I am 49, I have dealt enough with try to do all by myself, and I do appreciate and rely onto middlemen way earlier now.

[neya]

This is fine and works for small ticket items. But in some cases, you will end up paying upto 50% of the ticket value. Eg. Realtors in some countries charge 50% of the transaction value - while the value they provide doesn't scale with transaction amount. Usually, a $200,000 house and a $2,000,000 house require the same amount of paper work (of course, depends on where you live, etc).

[eru]

Yes. The crucial bit is that there are plenty of competing middle men you can choose from (and are also allowed to do it yourself, where possible).