[D13Fd]

> A good example is this, car companies don't make cars for the most part, they make loans. Financial companies first, car companies second.

I get that this is true from a certain point of view. But car companies clearly compete in a very healthy way on features and quality.

In fact, cars are a great example of a market where the companies clearly care about making the product, and the competition between them has driven that products to incredible heights. Cars these days are vastly better than they were in the past.