[nic547]

Switzerland can't join the EU without a referendum anyway, I don't think that's realistic anyway. The prevailing juristic opinion seems to be that changing away from the franc would have required a referendum because while it wasn't explicitly defined it was referenced a bunch of times.

The concern was about CBDC and "cashless", the original initiative comes from a conspiracy-adjecent group. They just kind of failed of doing anything major about it, the initiative was worded badly. The counter proposal was explicitly a symbolic copy paste with no real effect.