[k2enemy]

Every photographer with expensive equipment that I know has insurance for their equipment. Sometimes it is included with homeowner, sometimes a separate rider, and sometimes part of their commercial insurance. So it would be covered.

However, that wouldn't help OP if they needed the lens for their trip, suddenly need to find another one, and needed to float the cash until insurance pays out.

[cptskippy]

Renting camera equipment is fairly common and their are rental services that do overnight and next day.

[atoav]

Yes, just not every lense in every part of the world.