[gman83]

I think it'll start hurting sooner than that. We're already seeing property insurance rates spiking, and in some places it's even impossible to get property insurance. We could well be up for a 2008-level real estate crash. That should get Americans' attention.

[californical]

I feel like the possible real estate crash could be really interesting.

Even different parts of a city would likely be affected very differently, where the edges near the fire risks crash, and the even mildly safer areas boom with high demand