Huuuh, is this true? Where is the Apple docs for this? Recently tried to setup a headless macos machine and all my searching led me to either having to do autologin or disabling FileVaukt fully.
The "bad news" about Tahoe is largely overblown unless you hang out in the control center (or whatever they call that notification area) all day, which is the only place you'll actually notice Liquid Glass on a Mac.