You don't get TANs in the browser, can't tap "approve" on the application-only notification, can't pay with the banking app (for those banks which offer it) without the banking app.
...and willfully ignorant given that some banks are mobile (app) only.
Sure, if you are ok walking around with a card.
I've been "walletless" for the past 6 years or so, and I don't want to go back.
Leaving and coming back home and only have to mentally track one object that I can't forget is great. If it breaks, I'll temporarily use cards or physical money until I get a new phone and install everything again.
"Use a card" is not really a good alternative for those that prefer not to use them. Sure it works for you, but not everyone has your preferences of walking around with a wallet.
You don't get TANs in the browser, can't tap "approve" on the application-only notification, can't pay with the banking app (for those banks which offer it) without the banking app.
...and willfully ignorant given that some banks are mobile (app) only.