[rekabis]

The need to support apps - when you are constantly internet-connected anyhow - is becoming less and less important. You can now pin many websites to your phone’s “desktop” and have them run identically to native apps, and sometimes with even better start-up performance.

So long as a service is being provided identically on a mobile website as it is in a native app, you can pin that website and get just the same experience without needing a native app.

[M95D]

My bank officially forbids access from a mobile browser (but it still works by selecting "Desktop site" in Firefox).