[mathan_karthik]

I'm building a personal finance tracker for Indian users and thinking about adding a feature where users can share their UPI payment receipts (screenshots from PhonePe, GPay, Paytm, etc.) directly into the app.

How it would work:

After a UPI payment, the user shares the receipt screenshot to the app The app parses the receipt (OCR/image parsing) to extract amount, merchant, and date It automatically creates a spending entry If the merchant is unrecognized, on next login the user is prompted to categorize it Once mapped, future payments to the same merchant are auto-categorized Why receipts instead of email/SMS parsing:

UPI apps (PhonePe, GPay, Paytm) all have a "Share" button on every receipt No need for SMS permissions or email forwarding setup Works cross-platform — the receipt format is consistent enough for OCR Less privacy-invasive than reading SMS or email My questions for HN:

Would you use this? Is the friction of "share receipt" low enough? Any existing apps doing this well (India or globally)? Is OCR reliable enough for this, or is there a better parsing approach?