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by harikb
119 days ago
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Installing an app that silently intercepts SMS/MMS data is a persistent technical compromise. Once the app is there, the attacker has ongoing access. In contrast, convincing someone to read an OTP over the phone is a one-time manual bypass. To use your logic.. A insalled app - Like a hidden camera in a room. Social engineering over phone - Like convincing someone to leave the door unlocked once. |
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The motivating example as described involves "giving the scammer everything they need to drain the account". Once they've drained the account, they don't need ongoing access.