[itemize123]

this is almost entirely orthogonal. you can use cpf for private, non-99year lease housing too.

[salesynerd]

Thanks for correcting me; I accept that CPF can be used for both the cases you have mentioned.

My comment came from two observations: 1. The majority of Singapore citizens live in HDB. 2. The vast majority of non-landed residential properties (private condos and HDBs) are on 99-year leases.