[raw_anon_1111]

Are you willing to bet that nothing catastrophic will happen to your health before you are 65?

[mathgladiator]

Yes. I will not let fear rule my life.

[raw_anon_1111]

That’s monumentally not a good idea

https://www.cdc.gov/chronic-disease/about/index.html

90% of adults will have a chronic condition by the time they are 65.

https://www.aarp.org/health/conditions-treatments/most-commo...

[mathgladiator]

That data alone invalidates any idea of insurance being sustainable, it's a sinking ship.

I, on the other hand, only eat beef, butter, bacon, and eggs and everything is getting better. BUT, I may be in a cult, but this cult has benefits.

[raw_anon_1111]

No insurance is viable because the risk pool includes people of all ages.

[mathgladiator]

No, insurance is not viable until we fix metabolic health in the masses.

Again, I'm a nut job that has a HbA1C of 4.7 because I only eat beef, butter, bacon, and eggs.

[eru]

Why even use pools? Ask your actuary about risks.