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by rootusrootus
124 days ago
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Yeah it's pretty amazing that we have loans which you can never escape and yet have high interest rates in spite of that. If I cannot declare bankruptcy, then at the least the interest rate should be 0%, appropriately reflecting the risk. |
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1) Zero risk does not mean 0% interest. True zero risk should have the same yield as treasuries.
2) No bankruptcy does not equal guaranteed payment. Some will die without having repaid.