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by irishcoffee 125 days ago
> What are the second-order effects of a subclass of citizens permanently encumbered by debt that (with rare exceptions) cannot be discharged through bankruptcy?

A harsh lesson in personal responsibility. If you went to an out-of-state school to major in criminology hoping to be the next CSI, and you borrowed 180k to do it, you've learned a valuable lesson.

Don't give me "they're only kids, they aren't able to make these decisions!"

1 comments

> Don't give me "they're only kids, they aren't able to make these decisions!"

You’re responding to something you imagined I said. We’re talking about economic effects here, not your vengeful little morality play.

Just heading it off, not imagining anything.