[ninalanyon]

Wero is a long way from pan-European. It operates in three countries so far. We already have a similar thing in the Nordics (Denmark, Norway, Sweden, and Finland) called Vipps that uses one's phone number. You can also use it to pay in shops much as one uses Google Wallet or Apple. It's been in operation in Norway for over ten years.

[hocuspocus]

Vipps MobilePay is already part of EPI's initiative towards pan-European cooperation, as well as Bancomat (Italy), Bizum (Spain), SIBS (Portugal).

Once Wero becomes usable in Austria, France, Germany, Benelux, and interoperable with those, the few remaining players will have a strong incentive to join.