[bananaflag]

> Being able to easily interact with banks, without waiting in a line that’s too long for the dum-dum you get at the end to be a real consolation, made people use banks more.

Actually, in my city, not the ATMs, but the apps which made it possible to do almost everything on the phone significantly reduced the number of banks in the last few years. I have to go very rarely to the bank, but, when I have to do, I see that another close one has closed and I have to go somewhere even farther.