The thing is that people like that would think messing with coinbase is like putting their hand in the toilet. Can't you make it so people don't have to visit that bad neighborhood and it seems like any other bank?
Today: you do a bank transfer, we handle the conversion through a fiat ramp, your money goes on-chain. You never touch Coinbase, never see a wallet address, never sign a transaction. You see a balance and it grows.
But honestly, we’re not fully there yet. The ramp still adds friction. The end state we’re working toward is pure web2 experience on web3 rails — feels like opening a savings account at any neobank. Deposit euros, watch your balance, withdraw to your bank. The stablecoins, vaults, and smart contracts underneath should be as invisible as SWIFT is when you send a wire today.