[rjakobsson]

Bitcoin. Swish (Sweden) sees quite a lot of downtime. Why not settle for something that doesn't have these inherent issues that closed, proprietary systems have?

[malthaus]

so something that is a horrible store of value, has monumental transaction fees, non-instant confirmation and is associated by laypersons mostly with speculation, fraud & illegal transactions will solve those?

[phasnox]

You just described fiat.

Terrible store of value(worse than bitcoin) Horrible International transaction fees(swift much worse than bitcoin) Most money laundering and criminal activities happen in the current banking system.

[anigbrowl]

That's just a deflection, and a great example of how to slow down crypto adoption.

[cbsmith]

Because then you have the inherent issues that come from open, federated systems. ;-)