[grog454]

The landing page video's first incident is a car coming from behind and from the right, cutting off the filming car. The filming car didn't react at all when instant (but measured) braking would've been safer to start building a distance buffer.

One thing HPDE taught me is that most people under brake in dangerous situations because they simply don't know the limit of their vehicle nor the sensitivity range of the brake pedal.

The hard braking heuristic makes sense when estimating risk of road segments, but not as a proxy for driver competence.

[ominous_prime]

It certainly makes sense as a proxy for competence across a diverse population for insurance purposes. You have a baseline of hard braking events that a competent driver may encounter under normal circumstances. If a driver routinely exceeds that number, they are either unable to correctly estimate closing distance and reaction times, which makes them higher risk for causing accidents, or they are driving abnormally aggressively, which also makes them a higher risk for causing accidents. If you consistently put yourself in situations where hard braking is required, it doesn't matter what your skill is, you've reduced your safety margins and an accident is statistically more probable. You said it correctly with "would've been safer to start building a distance buffer", that is the proxy the insurance companies want to use for risk assessment.

35 years without an accident on my record isn't because I'm a magnificent driver, it's because I always try to leave a way out for when something unexpected happens, because the unexpected _does_ happen.

The fact that some people may have the skill to drive more aggressively means nothing in the aggregate as far as insurance companies are concerned. If you are skilled enough to drive in that manner, you are skilled enough to avoid it as well. It's simply statistics.

[grog454]

> You said it correctly with "would've been safer to start building a distance buffer", that is the proxy the insurance companies want to use for risk assessment.

Then use it? Mandate reaction speed tests or other driving mechanics competency evaluation (not road sign comprehension) and watch insurance margins explode.

The driver in my example did poorly and scored top marks in the heuristic.

[avidiax]

I assume you are referring to this video: https://www.youtube.com/watch?v=sEpHyMtDcPY

> building a distance buffer", that is the proxy the insurance companies want to use for risk assessment.

The cam car did not need to have a hard braking event (HBE) to start building distance.

Even if they did, the insurance companies are looking for a pattern of HBEs to assess risk. I agree that there is a theoretical high-risk driver that never has a HBE because they always try to maneuver instead of breaking. There are other heuristics for this (high lateral acceleration, high jerk). And the ultimate heuristic: failing to avoid accidents, thus having a claim history.

[Sohcahtoa82]

> One thing HPDE taught me is that most people under brake in dangerous situations because they simply don't know the limit of their vehicle nor the sensitivity range of the brake pedal.

On any modern car, just push it all the way and let ABS and stability control figure it out, and don't let the vibrating brake pedal spook you into releasing it. That's just ABS doing its thing.

Really though, getting a license is too easy in the USA. We really need to require some sort of car control course, including obstacle avoidance in the rain. Would be really nice too if it included an obstacle avoidance course in two cars: A huge SUV or pick-up truck and a more reasonably sized sedan. So many drivers think they need a huge vehicle to be safe while being completely unaware of how well smaller cars can likely avoid the crashes to begin with. Would probably get really expensive really quickly, though.